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Understanding Medicare Enrollment Periods Deciding to Sign Up for Medicare Part B Medicare & You: Traveling Abroad Medicare & You: Understanding Your Medicare Choices Medicare helps you get the coverage you need, but you should expect to pay some of the costs. If you choose Medicare Part A and Part B, you’ll find gaps in…

Our Agency Slogan: Transparency, Accountability, and Integrity Founded in 2001 by Eric M Schragen, Integrity Financial Services helps clients in New Jersey, Pennsylvania and New York. We work with Seniors, Individual and employer groups to obtain the best benefit packages for them. This includes health insurance, dental, vision, disability, life, accident, cancer, critical illness, life…

How the Affordable Care Act makes Medicare and your health care better now: Your existing Medicare-covered benefits won’t be reduced or taken away. Your ability to choose your own doctor hasn’t changed. In fact, the vast majority of doctors and hospitals participate in Medicare, ensuring wide choice and access to care. If you have Medicare…

Persons with limited resources may qualify for extra help paying for Medicare prescription drug coverage. As a general rule, your personal assets must be less than $12,510 (single) or $25,010 (married), and you must fit under Social Security’s income limits. For 2009, those limits were $16,245 for a single person, $21,855 for a married couple…

Medicare Part B Explanation of Medicare Part B      Medicare has several parts to consider when making your health care insurance choices.     Understanding Medicare and how it works will allow you to choose the best plan to fit your needs.  One part of the Medicare program is called Part B. Part B PremiumsMost people have…

Medicare Part A:                     Medicare Part A Explanation of Medicare Part A Medicare has several parts to consider when making your health care insurance choices. Understanding Medicare and how it works will allow you to choose the best plan to fit your needs  One part of the Medicare program is called Part A.  Most people…

Medicare Part C Explanation of Medicare Part C When considering your Medicare options, it is easy to get confused and overwhelmed.  Relax and take one section at a time to gain an overall understanding.  Knowing what Medicare is and how it works will help you to make the best decision.    One option is called Part…

Persons with limited resources may qualify for extra help paying for Medicare prescription drug coverage. As a general rule, your personal assets must be less than $12,510 (single) or $25,010 (married), and you must fit under Social Security’s income limits. For 2009, those limits were $16,245 for a single person, $21,855 for a married couple…

Medicare Part C Explanation of Medicare Part C When considering your Medicare options, it is easy to get confused and overwhelmed.  Relax and take one section at a time to gain an overall understanding.  Knowing what Medicare is and how it works will help you to make the best decision.    One option is called Part…

Medicare Part A:                     Medicare Part A Explanation of Medicare Part A Medicare has several parts to consider when making your health care insurance choices. Understanding Medicare and how it works will allow you to choose the best plan to fit your needs  One part of the Medicare program is called Part A.  Most people…